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@chrisfromcuba I’d go in this order… 1) Emergency Fund: 3 months of expenses 2) If employer has 401k match get the whole thing 3) heavy into all the debts ASAP starting with highest interest. The gov loans are currently no interest so hit those last. But why not do everything possible to get...

@chrisfromcuba You should not be investing with that much debt. I’d pay down the higher interest debt first.