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@cpf I think this is more a discussion on semantics. It just doesn't seem like a particularly helpful clarification when literally every other option you could choose is higher risk. I suppose stating we should start saying that they are "lowest risk", but I'm not sure it really changes how...

@cpf As a comparison to all other methods though it's the least risky way of holding money. It's touted as risk free because you can't really guarantee any better.