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@piouswhale If every subsequent generation assumed they were getting nothing they'd work much harder to make something of themselves.

@mimi_oftwo I keep my emergency fund in a MoneyMarket account with Standard Bank. It’s currently giving me (I think) 8.7%. The rest of my excess goes into VOO. I don’t have a retirement annuity. I also don’t have a TFSA in South Africa but it’s worth maximising for a tax-sheltered return...

@tashie8195 This is the way. Either a Hyundai or a Kia. Same thing really. The Picanto and Rio were both great for the time I drove them. Looks like the Rio has been discounted in South Africa, though. I had no idea.

@doomicross The idea of getting a lawyer involved doesn’t have to be to fight some huge gruesome legal battle. It’s just to understand what options you have in terms of contract law. If the lawyer’s advice is that you pay the debt then that’s what you should do. If you speak to the other...

@doomicross You were a minor when you signed the contract. Who helped you sign it? You likely didn’t have the capacity to conclude the contract on your own. Where is the contract now? What terms did you agree to? That’s your starting point with how to handle this. R500,000 is absolutely...