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@davidcn It's at 7 risk 🥴

Over the course of the last 4 years I've put 20k into a wealthsimple TFSA. It was up by $100 - $200 at first, but over the past three years its habitually been between -5% to -10% performance. When the market was down it made sense, but I see YoY the S&P is up ~5%, yet my WS is still down 7%. Is...