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  1. K

    20 yr Term Life Insurance for high cholesterol and a bad family medical history?

    @relthin Thanks for the reply. Given that they also look into your past attempts at getting insurance as a basis for determining the outcome of future attempts, is there a strategy where it makes sense to go for a simplified underwriting outright? For example, if you did a non-simplified...
  2. K

    20 yr Term Life Insurance for high cholesterol and a bad family medical history?

    @cgdtaylor Thanks for the reply. What I had read was that your actual lab scores do matter and that some levels could disqualify you, but good to hear if you think that's unlikely to be a factor. I had been told it would be hard to find coverage from my own parent, probably based on their...
  3. K

    20 yr Term Life Insurance for high cholesterol and a bad family medical history?

    I am a male in my late 30s and have familial high cholesterol, though fortunately, I'm treating it with medication and it's currently low. I have a parent (who presumably gave me the genes in question) that has had high cholesterol and coronary artery disease that they discovered when they were...
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