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@bobbydoes Sorry, I can't help with that as I got pre-approved for a loan at least 25% below what the maximum would have likely been. And then borrowed 25% below that. So the broker was really chill about my CCs, just asked me to list them out and what the limit was. Not sure what would have...

@bobbydoes I churn cards pretty heavily as I travel a lot for work, generally 16-20 cards a year between my wife and I. Had no issues getting a home loan approved this year. But remember this is anecdotal. This is my experience only, not a rule.