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    Parents put me on their marketplace insurance (1095-A) without telling me now my tax return went from $225 refund to paying $4.6k. What can I do?

    @sgtben why do you call that process "stupid?" This situation sucks for OP but if you estimated wrong, you should owe the money back. Why do you think you shouldn't? Wouldn't everyone just estimate a fake number if there were no repercussions?
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    What is a primary care physician for?

    @izmai If there is nothing wrong with you then just get your annual physical and well women care. PCPs are only required for old-style HMO plans which have fallen out of favor in the last few decades. Even if your plan promotes the use of a primary care provider, they probably don't really...
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