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    [Guide] How to save MYR, the kiam siap fresh grad edition

    @lsister08 You're out of luck for everything except for Aeon and I believe Hong Leong and some other very basic cards which have a 2k minimum income requirement. Best way is to pledge FD for something higher tier with cashback like the Maybank 2 Gold (5% cashback on almost everything on...
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    [Guide] How to save MYR, the kiam siap fresh grad edition

    @hazelhope It's a fact that they ban you for doing this. It's the standard procedure for all ewallets that accept or used to accept credit card topups - I no longer keep track of them all but you can check out the people crying about it on lowyat when they get their accounts banned for doing...
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    Need opinions for a 30/m/bumi

    @coled802 This is horrible advice. You only have one shot to use AKPK's services (where they nego with your creditors to reduce the interest rate and setup an installment plan) and using it for a manageable amount of debt is not the way to use it. He has significantly more cash than "critical"...
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    Need opinions for a 30/m/bumi

    @lindaleigh Immediately clear the CC debt. Carrying 8k outstanding @ 18% compound interest and making minimal payments is just stupid. Take out the money from ASB if you need to because you're losing over triple that amount in dividends (i.e. 24k worth of ASB's dividends at 6% per year is being...
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    Willing to invest rm10k but not sure what to invest in

    @talkingbunny Sounds like someone bought into SA's marketing bullshit. You can do that and come back to find everything in deep negative due to constant realized losses on SA's side. They constantly change their portfolios every year or so so you'll never recover in the long term. It's why there...
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