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@saharali1991 Yes, they pay dividends but are lower and accumulated(around 1,6% i think) so until you sell you don't gain. The cost is higher true, but you have the advantage of having an ETF focused in income without selling, the closer to retirement the more interesting. Might be also a...

@saharali1991 Both investments are good, VUAA is supposed to have higher return at least historically. I guess you are all in right now in XEON ETF, I would do DCA in 12/24 months or 50% DCA/50% Lump sum. Other consideration with that large amount maybe makes sense to have at least some...