@ubicaritas The math wouldn't add up in my city with 115k without something(s) being subsidized. Assume a monthly takehome of about 6.5k after retirement/college savings and taxes.
A house that fits the above criteria in my area would need approx 2.6k to 3k/mo mortgage minimum (not even talking...
@groundball "Comfortable" to me for a family of 4 should include:
retiring at 65 or earlier without a significant drop in quality of life.
Paying for most of your kids' college (if they are taking out huge loans then you didn't make enough to be called comfortable)
Two modest vacations a year...
