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@dippenj Lock it up in a FD / ASNB / Gold and save it for a rainy day.
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@hummelav Ah yes living in JB. In that case yes T20..
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@hummelav Technically in SG OP is earning ($4.5K) slightly abv SG starting salary range which is $2K-$4K.. Congrats welcome to SG’s M40.