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@zastaman I was always worried about those cheaper insurance companies but i will def give them a call. How do you take drivers course for that deduction? and no idea what gap insurance is.

Currently have a car loan out. That payment is $120 a month. While having a loan out, you need full coverage. I have a speeding ticket and "failure to yield" from over a year ago and the CHEAPEST car insurance i can find is Progressive at $210.00. State Farm is $185. What the actual fuck...