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@bjk Leon's severely overcharges anyways. That $2500 couch was probably selling for $700 at local furniture retailers. They can probably keep hounding him but it should be off the credit report soon.

@akdk1210 Most definitely, yes.

@jim0488 Switch ASAP to index funds. Over long stretches, more than 90% of managed fund lose to index funds and with fees involved I’m pretty sure it’s close to 99%. Managed funds are to people with money what dealership mechanics are to car owners. Taking advantage of people who don’t know...