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@bazel Because it’s not available to everyone. Usually when property developers who request say £1m or so. These brokers will do a round of pooling money, private. It’s not that it’s available to anyone, it’s to anyone with money.

@joshken I do some work for someone that has a considerable amount of money and this person’s money is basically sitting with brokers providing property backed loans. And on average this person gets around 10% interest. The thing is not everyone gets to get into this loans like this I feel this...