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  1. S

    Is there any downside to investing in VWRP from the UK (since it is ‘USD’) rather than a ‘GBP’ ETF (e.g., in terms of ‘conversion costs)?

    @obinnanicholas No, no costs. The only cost is if you use VWRL because the dividends are paid in USD
  2. S

    Why invest at all when fixed-rate savings account are so high? [6-month "update"]

    @dramedywriter You are taxed on savings... Higher rate tax payers get £500/yr of personal savings allowance which is about £10K in savings now.
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