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@christianperson Just curious are there any downsides of going to the settlements court?

@christianperson Okay thanks.

@christianperson I know it sucks badly. Now my credit score is ducked up and if I get a new car I've to pay higher interest rates. On top of that I've to pay the balance amount as well. Do you think small claims court would help me?

@exminhduy Okay thanks for the answer

@exminhduy Is it worth checking if the other guy had gap insurance? Does his gap insurance work on my car? Sorry just checking my chances here

@mgistinger1 How much does it cost me to hire a public adjustor? If I go through the insurance of the guy who hit my car, do you think they'll cover everything ?

@ijrgerohnoxi Ok thanks for the information

@ijrgerohnoxi Is it worth checking if the other guy had gap insurance? Does his gap insurance work on my car? Sorry just checking my chances here

@resjudicata No unfortunately I don't have the gap insurance.

My car was financed and the due was 15.7 k. My car insurance is telling me they they're going to pay 10k for the car and I've to pay the rest to the financing company. When I asked can the insurance of the guy that hit my car can be used, he said even if they use it they're going to pay the...