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    A question on taking a loan for fulfilling your desires

    Suppose I want to buy a car worth 7 lacs. I heed the advise of finance gurus and decide that I should not fall into a debt trap and should buy things only by saving. Assuming a liberal saving of 5000rs per month, if I have to buy a car worth 7 lacs, I will have to save for 140 months! As in...
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