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@orthodoxokie Do you mean the waiting period for it to mature? Or something else? What do you mean by ‘locks up money’

@orthodoxokie They have promo FD rates of about 3.85% - 4%, but max investment period is 6mo - 12mo. Then you’ll cycle the money over to another FD etc etc. there’s usually a minimum of 10k investment. Check out Hong leong bank for this.

@fiddlefan You’re right. But I suppose it’s protected by the government 👀💀💀💀💀

@orthodoxokie TnG is not secured by PIDM, I believe

@orthodoxokie ASM (if you’re not bumi) is a good place if you wanna play it conservatively. They might still have fixed price units left since they increased it recently. The fixed price units are very hard to buy otherwise. If you have this opportunity, go for it.

@albert0 Look bro, you do you and I’ll do me. Agree? :)

@orthodoxokie StashAway is a long term investment. It’s normal to see numbers go up and down, so I won’t call it ‘risky’. You stash and forget — that’s the idea. With 10k and if you want to see ‘returns’ you can consider 6mo / 1year FD promos (4% or so) where there’s usually a 10k minimum. But...