@mtainmn43 As aughhhhh has shown me the light, the clawback of the GIS works out to something like a 72% tax on the first 10k of withdrawals from RRSP. Seems like TFSA is better if it's not maxed.
@alabamapentacostal I agree. In fact I think they should scrap all the support programs and replace it with a universal basic income that everyone gets regardless of income, assets, or means. Paid for by the super wealthy, of course.