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@panchopeligro is possible if we go in deep recession and the central bank needs to stimulate the economy again but i think is highly doubtful. For reference the overnight rate is 1.5% (prime 3.7% and is 2.2% higher than the overnight). The consensus among economics and what the bank flat out...

@panchopeligro 5 year fixed don’t even think about it. That looks like a prelocked rate that same rate today is around 4% Next month is pretty much guaranteed another 50bps hike which would put your variable above the fixed you have locked