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@demetre What you want your policy to pay out is dependent on you. If you just want enough money to cover your funeral expenses, you really only need like $50k in whole life. If you’re trying to cover your mortgage, usually a term that lasts for the time remaining on the mortgage is better...

@deltoots Depends on you. I’m an agent. How’s your health? What are you covering? Whole is better when you’re young. The issue I have with term is when the term is over and either falls off or renews at your current age, it becomes insanely expensive. Especially if you’re 60+ when your...