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    Pay off Postgraduate Loan at 6.5% or Invest in VGLS100 for c.7% ?

    @tinkeretti You’re quite right. When you’re sitting on an unrealised loss from making this unnecessary decision, you can just net if off against the opportunity profit that you’ve made. Focus on limiting your downside.
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    Pay off Postgraduate Loan at 6.5% or Invest in VGLS100 for c.7% ?

    @tinkeretti Well then your question is about the level of future inflation and no one can tell you that for sure. It seems to me that one of the choices opens you up to loss.
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    Pay off Postgraduate Loan at 6.5% or Invest in VGLS100 for c.7% ?

    @tinkeretti It seems more than obvious to me that you should pay off your loan at a guaranteed 6.5% as opposed to risking your money in the stock market.
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    With the BoE expecting inflation to reach >7% what are the best options when you may need the cash in the short term (1.5-3 years)?

    @amazingayla There’s no hedging against something that’s already happened. Sadly. Or else everyone would do it and the problems caused by inflation wouldn’t exist. The time for hedging was 1-2 years ago. Where the markets are now, if I was you, I’d stay in cash and watch the markets. As rates...
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