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@elizabeth1979 What in the fuck does that have to do with anything? He could also hit the lotto at 35 and this entire post is a moot point. We have to stay within the bounds of reality here... I said don't buy a new car that's $70k, I said nothing about "hoarding money" and all the fun OP...

@eddified Dude. Don’t ruin your future to have fun now. You are 25. If you drop 70k on a car now. That’s ONE MILLION when you’re 60. Rather have a car or vacation property for family?

@eddified You really need to provide more info if you want a real answer. Own a home? Income? Net worth? Age? Kids? HCOL? Based solely on your post, don’t buy it. Seems like you’re trying to stretch.

@childofgodharrison Check out bogleheads and research DCA. It's not for everybody but it's absolutely the safest and most consistent way to build wealth while young. When you get older and have accumulated more money, find a fantastic FA, with access to private equity opportunities, that's where...

@childofgodharrison Don't take this the wrong way, but you don't make nearly enough money to warrant a financial advisor. A couple of index funds/ETFs, DCA consistently, and you're fine. Wouldn't even look at an FA until at least $500K/yr. Going to get recked on managment fees.

@jorian Yea. Now imagine you’re slightly younger and never got that first house for a reasonable price on a decent wage. Not going to get a lot of sympathy these days… maybe count your blessings.