Search results

  1. C

    What HYSA do you use and what's the APR?

    @arkady Thanks for the explanation!
  2. C

    What HYSA do you use and what's the APR?

    @arkady Honest question... how is that NOT a HYSA? Because of how the APR is calculated?
  3. C

    Buying a car?

    @fullmoon I got a nice car for 35k @ 3.9% last year. Volkswagen Tiguan. Has everything I wanted with the exception of a heated steering wheel. 50k is not necessary to spend to get a nice car.
  4. C

    Pay cash or line of credit for used car?

    @huey507 Ok, braggart. 😂
  5. C

    Pay cash or line of credit for used car?

    @huey507 If you're willing to make monthly payments using your LOC, you can just pay cash for the purchase and rebuild it over time using the money you'd be paying monthly for the financing. I'm in the same boat as you (about a year out from purchase, though) and had the same mental debate. I...
  6. C

    Finally made a budget and started tracking every single expense

    @dsvloper88 It is hard at first, but it feels so good! I feel so proud of myself when I spend under my budget for something and can put more in savings! I even made adjustments to my car insurance to lower my bill by $800/year and took advantage of an additional $200 discount by paying the...
  7. C

    Finally made a budget and started tracking every single expense

    @joyinsf It's almost a new month - start your spreadsheet listing all the bills you think/know you have and, as the bills roll in for April, add the amounts to your spreadsheet. Keep a line item for "entertainment", "clothes", "fun money" or whatever makes sense for you and add it all up on the...
  8. C

    What HYSA do you use and what's the APR?

    Looking to move my savings from a traditional savings account into a high-yield savings account and wondering if there is a "golden ticket" HYSA out there or if it's just time to suck it up and start researching.
Back
Top