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@layk This. There are paid-for flat fee financial advisors precisely for people in your position. They'll know much better than most.

@godwhispers I just read your reply. The reading fee for that is $500. Still no bitcoin please.

@dymesgirl I could tell you, but that knowledge also incurs a fee.

@dymesgirl You pay off your mortgage in 1/3 the period by paying slightly less than 3x the minimum payment. There you go, that'll be $5000 please. I don't accept bitcoin anymore.