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@resjudicata Netflix is indirectly substantially responsible for what the other services cost. Its success spurred the development of those services and its pricing model is a major driver in their pricing models. If that ends up to the detriment of consumers in the long run, I can imagine...

@bluesky95 Nobody knows how much the market will return over the next decade. Even assuming they do, 2% after inflation is not bad. Your 5% GIC might not beat that. Really comes down to risk tolerance, like always.