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@maggiehanley Before the 2017 tax cuts and jobs act there was more of an incentive to carry a mortgage. Now that that tax incentive was tkem away the tipping point on when you should pay your mortgage off vs investing has come down from a high 4% to a high 3%. Use a mortgage calculator and a...

@maggiehanley You're right on the edge of that decision. Anything 4% and above should definitely be paid off especially with the tax incentives taken away.

@benjamin413 You didn't factor in maintenance. People always forget to factor in maintenance. That's like 1% of the purchase price.