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@ekaeo Yep, it was discussed. Unfortunately, the monthly payments I received was insufficient. Usually I just get around 300 to 500 bucks and I need to topup to ensure my ccris is intact.

@ekaeo Thank you sir for your response.. 70k savings did not really mean much right? Since, I have so much commitments like that right..

@ekaeo Omg.. any other ideas mate? If I settled the bad debts with my savings, then there would be not so much left after that.. hmm..

@ekaeo Yeah.. I knew that.. My parents already old.. They could not get any financial assistance from the Banks.. Should I refinance my property?

@ekaeo Nope. Used the money to help my family to relaunch their business.

@josula Yeah, I know about AKPK. I dont really wanna call them since, it is quite manageable at my end. Just wanna know where I stand atm in terms of savings as a 30 year old adult with 70k savings. Am I bit behind or not.

@adhidw Thanks so much man! Will do that first thing in Monday morning!

@adhidw Mu current focus is invest more on crypto since I already had around 12 months of savings in ASB.. In order to get those PL and CC done first, should I pay more into it so that it could settled earlier?

@hispoiema777 Using my ASB? Then, I dont have much savings after that. Is it advisable? Ah.. I dont really remember the rates.. Haha

Hi All, first time posting here. Need your kind advice and guidance on my current financial position. ASB: 70k TH: 2k Crypto: 2k Salary: 5k/month My commitments; Car: 750/month (50k outstanding balance) Personal Financing: 900/month (60k outstanding balance) House: 900/month (200k...