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@resjudicata I don't need it to play around with as such but perhaps invest? Would I be better clearing the current mortgage and just sitting on a 4 bed house, I'd be slow to rent it as the tax and hassle associated. If I sold it could I put a lump sum into the CIF pension?

@gardenlady Yes now that I re-read it does look a bit of an odd comment! Early retirement sounds good, defo not a whopper house as the one I own has three bedrooms and two bathrooms locked. Anything can change but I don't envisage a big family now. Rent a room is one option but it says I have to...

@gardenlady Yes exactly I would sell in Ireland to downsize in Ireland. I wouldn't be buying abroad. That would leave a sizable chunk to invest etc.

@gardenlady Fair point but it's a bit pointless having a 4bed detached house lying there. I know I'd have 200k lying there in account but surely it's better to sell now while the markets good? Or do ppl think it will keep going up!

Hi, I posted this in the wrong sub earlier as I'm looking for Irish responses. Single male 39 No dependents Mortgage. 26,000 House value. 400,000 Savings. 26,000 No debts Pension. C.I.F 40,000 I recently took a job abroad and will stay for a year minimum. I have a friend house sitting but am...