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@resjudicata Thanks a lot, it seems that VT is the way to go then ;)

My father has been investing in this Italian fund from PosteItaliane for a few years and it's going super well, could you explain to me the differences with the VT? Would it be possible for me to invest here and would you suggest it? If I search for the ISIN I don't find anything on IBKR...

@alanstranger1 With my modest income, the key consideration regarding the 3rd pillar is: will the tax savings outweigh the taxes I'll pay upon withdrawal? Or will taxes only apply to the profits? If I'm already required to file taxes to declare assets, it might make sense to start with the 3rd...

@virtualhope Thanks a lot!

Hey everyone, I've been closely following this subreddit lately as I've decided to invest some of my savings from my Italian bank account. I'm looking into a long-term investment strategy, possibly spanning 5 to 10 years. I've noticed that many people here recommend SPY or VT, but I'm quite new...