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@aaron57 proc?

@uniquefuaxreal Is the TER such a big difference in the end though? I understand it that it's what I pay to the handler of the fund annually for the service. Not if I look into high sizes of my porfolio if I had say 2mil eur the difference between SPDR MSCI ACWI IMI ETF and Vanguard FTSE...

@christodoulos Afaik in the czech republic I do not pay any taxes on gains so at least that's nice but I will look into this more closely tomorrow.

@christodoulos Damn, I hate taxes so much :(

@christodoulos Thank you for the detailed answer. The taxes will have to be paid once i decided to close the position anyway right? The reason for going with accumulative fund is to avoid paying annual taxes. Also what about the case of just selling part of the portfolio, how are taxes...

@christodoulos From what size would you consider fund unlikely to close? What happens anyway if fund closes? Do I just loose all the money?

Hello guys. New to investing so I would like an advice or your opinion if possible. My current status: I am Czech, 27 y.o., have emergency fund of ~6months, have also like 2k euro in stocks of czech companies (that grew nicely over couple months, yay) which I plan to hold onto. I do not have...