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@spencer5150 Exactly. It's going to be tough for sure. As most states have been able to do 1-2 rate increases as they have needed, it's painful enough, but California is going to have to go crazy next year with rate.

@spencer5150 Yea for sure, but 6% ain't going to be anywhere close to what they need to get their losses under control. Probably needed closer to 30%. Hopefully the DOI allows for more rate to be taken soon, and stop insurance companies from doing all this crap and get back to some semblance of...

@spencer5150 Yea, Allstate agents are really going through it right now. No property to write, 50% down on New business AND renewals now too. Allstate is trying to trim the books basically through pain at this point because they can't get the rate they are asking for by the state's DOI. Other...

@anotherwalker Yup, that's the shitty part. I get it all the time. Former Geico customers call all the time, asking for a quote because they sold their car a few weeks ago and bought a new one just now. Screwed! Sometimes my own customers don't listen to me. I tell them all, because the last...

@anotherwalker Yea it's the sad part about the industry. It's so important, and so many people have no clue. Again, when you get your insurance figured out, make sure you have an actual insurance agent. Not some Geico or Progressive direct crap. Someone that knows the business, and can help...

@spencer5150 I know Allstate's loss ratio in California last I heard was around 130%. State Farm's is probably right around there. I don't see how insurance companies will be able to keep doing it there.

@anotherwalker Yup, never let your insurance lapse. This is part of the importance of having an agent. They can advise on this. Typically you can suspend your policy, and keep it open until you buy a new car. It's the reason you should do anything you can to avoid a lapse of any kind, ever. You...