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@krisamoah Indeed, although capital gains are also taxed with bigger than 30% rate. For the Irish Investor it is an acceptable rate though. The us estate law still applies, so it should still be a complimentary way of investing and not the core strategy.

@johanmichel It is an acceptable way to invest, as long as you are not taxed in the higher income tax band, which is 40% as far as I know and, since it applies to shares, nullifies any tax advantage. Do not invest over 60k, or you will be subject to equally bad estate tax laws. In the case you...

@saharali1991 VAGF is imo the best answer, since it is the most diversified. You could overweight European bonds with a Euro aggregate bond etf to avoid some currency hedging cost and reduce USA exposure, like the one from SPDR. A small allocation (5-10%) in global inflation linked bonds would...

@saharali1991 I would lump sum in 50/50 stocks/ bonds portfolio, maybe keep 10-15k as cash in a high yield savings account or money market fund / etf. This way your money start working right away, while you reduce your maximum potential drawdown and overall volatility. I could see DCAing 100k...