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@healmyheart Ah okay. I'm fighting with them over FIRC. They didn't provide any valid document related to the transaction. Let's see how it goes!!

@godsjules Offtopic: who approves posts in this subreddit? I don't see any of my posts being approved. Is this subreddit dead?

@cornopean Hi, did you fill the FEMA form before receiving fund? Also, do you share the invoice with them on each remittance?

@carina2111 Hey, what currency are you receiving the fund in? And what's the exchange rate HDFC offering? Also, did you fill some FEMA form and do you share your invoice of every remittance?

@sadmom81087 I was referring to the service of HDFC Bank as they have option to trigger the foreign inward remittance request from net banking portal by specifying the country and purpose code. While in the case of IOB, everything is manual and they in fact ask many things like FEMA...

@sadmom81087 Yeah, got it. Their rates are at least ₹1-₹1.5 less than the banks like IOB. But in my case their service related to inward remittance has been top notch as I only to provide the purpose code P0802 from their net banking portal and the amount will be credited within few hours or by...

@sadmom81087 Great to know that! What exchange rate are you getting? Did you do any negotiation? How much does it differs from the rates on their website?

@sadmom81087 Which bank you ended up choosing?