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@detroitprpty1 Sounds like fun, I hope someone can reply with recommendations or stories.

@blueskye30 Nomura is the largest and most traditional brokerage in Japan. Yes it is usable, I've never had to phone them. Still, you honestly should skip the leverage idea. Just focus on boring strategies. Leverage makes any blips in your investment plan more painful.

@blueskye30 On #3: Yes this is the logic behind using cheap leverage. It has proponents, but you'll find long term investors are not said proponents. Both 1.9% is not cheap for stock leverage. Nomura offers 0.5% for margin loans. And 1.5% for a cash loan backed by stock. While a FreeLoan...

@mary7 For corporations the "My number" is not a protected secret. Therefore instead of an EIN you should be using the Japan issued corporate number as an ITN for IRS purposes. This is different from personal my numbers which have legal handling requirements and therefore the IRS does not treat...

@blueskye30 You need to use a mortgage calculator to best understand the payoff characteristics of an amortized loan. it is not "double". It is more than the linear loan for the simple reason you are carrying more principle borrowed on average. Not to be rude, but since this is news to you...

@blueskye30 Mortgages in Japan use amortized interest. Thus providing you a constant payment over the next 35 years. A fixed payment is good for family budgeting, but implies the bank taking on more risk. Namely the bank will not start getting repaid the bulk of the principle until after the...

@blueskye30 Remember half way through you'll have repaid half the loan. So factor in compounding and the half average loan load, the numbers look right. Yes lol borrowing more is both cheaper and more exciting. The true question is not "who wants to borrow 1000man", but "who will the bank...

@sookie1953 Where did you see that condition? The campaign page lists no such limitation. Edit: This is the only prime member limit I saw: "クレジットカードでチャージする場合も、キャンペーンにエントリーして0.5%ポイントがもらえます。（プライム会員限定）" Which is only related to the "charger" portion of the points based on my reading.

@jamessmith112 Closer to 10man per year. Cheap is on the order of 5man for us, with only liability and no car itself insurance. With car itself insurance it was 12man a year.

@kristhuy Reddit Wikis do not at all show up in Google or other search engines. While the wiki is nice as a community thing, there are many english speakers in Japan who do not use Reddit. Thus personally, I think alexkwa's posts main value is not to those of us here but to the broader english...

@stephamore07 The Recruit Card pays 1.2% and converts into D Points or Ponta Points. No monthly or yearly cost or min spend.