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@laura21 I don’t remember how much I saved because 1 year have passed. Furthermore, due to the time constraint, I’m unable to check on the Western Union rate at that time. I believe the only part where I’m actually losing some of the money is when using Binance P2P service to convert the USDT...

@laura21 That is a good list imo. Crypto should be your last option because the hassle of converting/sending the the money back to Australian dollar. Who know, maybe the bank will flag the transfer as money laundering and block the transaction. This is my biggest fear when converting/sending my...

@laura21 My best bet is Western Union considering how ubiquitous the service is. Though personally I have never use it before. Back when I’m still in Japan and planning to move back to Malaysia, I have converted all of my money into a USDT crypto stablecoin due to the time constraints to got to...