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    Dealing with a really terrible tax situation - advice needed

    @dij Unfortunately, even if there is a mistake, it’s rectify it it’s always a stain on your permanent record which doesn’t go down well without vodka
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    Dealing with a really terrible tax situation - advice needed

    @dij I had a tax lady for 10 years and then my government started offering a free over the phone tax filing service and didn’t use your services that year. My parents did and she claimed that I didn’t pay her and that I did hire her again but I did not Add it’s not much like $40 and charged a...
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    Canada EI Employment Insurance - Possible Fines due to weekly reporting requirements and paycheck withheld every 2 weeks?

    @dekta09 I don’t know I don’t think you did anything wrong intentionally, but there must be something else that flagged that in their system just seems really odd. That long time has passed but you know pandemic who knows governor starting to go after people who used to get me know scammed all...
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    Canada EI Employment Insurance - Possible Fines due to weekly reporting requirements and paycheck withheld every 2 weeks?

    @dekta09 They charged you for late payments from three years ago on reporting for EI. ?
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    Bank of Nova Scotia : Put hold on my income tax refund cheque!

    @echoesofmercy Keeping in mind like I said, even if you do have direct deposit, you most likely have a $500 cap on your debit daily spending limit which is Quincy just normal business because it just stops u from you get in you know scammed or stolen or somebody getting a hold of your card so...
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    Filing CPP taxes for first time.

    @livelovelaugh17 Broke even for 10 years. They deduct almost half of your income from Disabilty and Income Assistance. They definitely taxable.
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    Bank of Nova Scotia : Put hold on my income tax refund cheque!

    @jonojim1337 Walk down the street to Rbc and see what they say. Walk a little further, and go to another bank and see what they say.
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    Bank of Nova Scotia : Put hold on my income tax refund cheque!

    @echoesofmercy I know you have to go to the bank and sign a paper to use. Usually most people have it set on their account at $500 a day so if you need to make a big purchase you Gotta stop at the bank first but but yeah just I would take the check to a liquor store. I have never heard of Bank...
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    Best place to find financial advice

    @olufem Check your credit reports. If you have enough investments that you can afford McGilvery law you’re doing pretty good right off the bat.
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    Health/disability etc...

    @reborneth You only get the amount for CPP from what you pay into it so if you don’t pay and do it, you get nothing if you have a disability from your employer absolutely stay on that because it’s going to be well. You’re going to get refused CPP right off the bat. That’s their job to weed out...
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    I quit my job giving a 2 weeks notice (verbally) and I was not on schedule this week, is this considered wrongful termination?

    @postimpatica I don’t burn your bridges that’s all I Gotta say because if things don’t work out and you leave on good terms, there’s a good chance that they’ll hire you back if you need that because yeah trust me I’ve been in retail management for a while and I’ve seen it happen. Trust me a lot...
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    I quit my job giving a 2 weeks notice (verbally) and I was not on schedule this week, is this considered wrongful termination?

    @postimpatica They don’t have to pay you anything matter what notice they give your whatever they can just not pay you unless you have like a severance package or you paid in the private whatever but if you’re talking like you know minimum wage job or you definitely stay that you weeks because...
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    Filing CPP taxes for first time.

    @livelovelaugh17 I would not have touched that specially where he’s on it very new cause government is not perfect and all disability related income is all taxable. Most people breakeven people on disability don’t typically get a income tax return not a tax expert, but seen some thing things...
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    Health/disability etc...

    @perry2 But it just switches over to old age pension kind of no difference. There are horror stories of people getting less when that happens back and they get the other old age pension coming to.
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    Would accepting a pre-approved Personal Line of Credit help improve my credit score?

    @triston If you always pay it back in time, just like a credit card, it’s a win-win your credit score is going to go up and up. They were just expecting you to make minimum payments which is well what the bank job is. heart hits on your credit are unavoidable. Unfortunately, even if they’re...
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    Debt Relief

    @soldireofjudah I would think long and hard about consolidating because that’s usually something your biggest loan debt debtor will suggest combined all your debt into one lower interest, lower amount sum of money, and they cut up your credit cards and sympathy. It could be worse than bankruptcy...
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    Unknowingly applied for a Walmart MasterCard and was denied. Will this affect my Credit Score?

    @7curly11 Absolutely worth going back to the store but probably your word against the employees so and yes it will affect your credit score it’ll show that you applied for and were denied because you didn’t qualify. It’s not great. Think that stays on your porch for seven years I think I know...
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    Consolidating debt

    @august99 Be careful about consolidation because they only do that because they’re very worried that you’re going to default on the entire loan and they want to get at least payment for something so I will be at the combine all your debt into one lower amount with lower interest and cut up your...
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    Tax refund automatically sent to Ontario debt despite being in the process of rehabilitation

    @blessedj316 Many people on disability don’t end up getting tax refunds because all the disability and welfare is taxable. Usually they break even if they do an audit. Are you in repayment assistance for your student loan? It’s called rap here in this province. I’ve been on it for like 56...
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    Different credit scores on different apps

    @anthonyprite OK Transunion used credit karma and Bhullar well use Equifax and they’re totally free and you’ll be very surprised how accurate they are. They’ll give u an idea you can get a free copy of each credit report once a year for free which is the legit credit report and are hard to read...
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