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@christianseamstress It’s not madness though. That’s 7 years of guaranteed returns of 4.5%. I’d rather do that than invest in a BTL

@jb21 Yup I can transfer from personal SIPP to work pension. And There are no exit fees with PensionBee. It’s bothering me because I don’t pay into PensionBee regularly. Not really benefiting from compounding.

I'm currently on the Tailored pensionbee plan which has some weighting towards the UK market... I'm thinking of either changing my plan to fossil fuel free plan or future world plan. or moving everything to my current work L&G fund which excludes UK markets. (L&G PMC world (ex-U.K.) equity...