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@peacenothate Dude, losing money is bad in retirement just as it is at any age. CASH.TO is just better in every way. Dividends are NOT free money. Losing 1% a year is worse than gaining the reliable interest of a HISA ETF. It's really not that complicated.

@peacenothate Looking at the chart, HMAX price has lost 14% in the past year. So if it paid 13% a year, then you're still losing money, even worse than just holding cash and bleeding to inflation. Better to put it in something like CASH.TO and just withdraw money when you need it.

@niceguy4jesus Looking at the chart, HMAX price has lost 14% in the past year. So if it paid 13% a year, then you're still losing money, even worse than just holding cash and bleeding to inflation. Better to put it in something like CASH.TO and just withdraw money when you need it. Dividends...