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@mofnah Yah you guys are right. Last time I used it. I transfered money back to the account in under 12 hours.

@debrakayh This. Tbh the only reason to use a LOC is to make a large payment and pay it back with 2-3 weeks. Less if possible. Its only good for quick access to fast cash. If done right you can use that cash without any interest. Far, far, far, too many people are too comfortable sitting in...