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@wilberforce001 This. My little 20k bonus last year was just shy of putting us in a new bracket. An 80k surely will

@kathryn1209 I used Veteran’s United initially to get my VA loan. After closing, they sold the loan to PENNYMAC and I’ve dealt with them ever since. 6 months after I bought, they actually approached me about an IRRRL. Dropped a whole percentage off my rate and I went 2 months without paying my...

@jonathanbewell Do you have any big purchases planned in the near future? If not, I wouldn’t worry about the temporary score hit. Make payments and be sure to completely pay it off before the 0% expires