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@seeker112 those are valid concerns, it all comes down to whether you are able to get a reliable second hand car at a good price.

@seeker112 second hand car can be very cost effective if you can make sure you don't get those flooded or heavily damaged car. my family got me a 9-year-old proton saga aeroback back when I started working for like 8k. Used it for like 5-6 years before I decided to get a new car - car was still...

@talkingbunny ASNB products also not protected afaik https://www.pidm.gov.my/pidm2022/media/downloads/Sistem-Insurans-Deposit-Risalah.pdf they belong to unit amanah so far I've only found hong leong bank stating clearly about PIDM protection for ASNB products...

@orthodoxokie ASB or ASM is a solid choice, literally a better version of FD (no PIDM protection though I think, but my personal opinion is that the country has to be in really deep shit for ASNB to flop) I've heard people having problem trying to cash out for tng go+, I've not cashed out...

@eng I don't think you are getting it completely right too I am getting USD0.35 per transaction for small amounts 1GBP per transaction is minimum if trade value is less than 0.05%...