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@chris151 Honestly I agree and kind of empathize with your whole spiel there. I grew up in a family that, while book-wise they were financially literate, couldn't force themselves to put aside the money to save. Saving and investing and NOT day trading is definitely something I want to instill...

@chris151 People enjoy their money in different ways though. Even if I work hard my whole life and end up with 10m in retirement, I don't think I'd want to spend it all just to go on vacations and stuff. It'd make me very happy if I could pass that down to (hopefully fiscally responsible)...