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@joey13 Yes you seem to be on the right path. But just to be sure , what other investment options are you aware of, and do you know about the tax implications of their interest(returns) and withdrawals?

@joey13 That's a good question considering you are a beginner. Once your salary reaches a basic threshold , investment is not only focused on tax saving. It turns into actual investment for future. With still a reasonable interest rate, safety , tax exempt status and compounding for many years ...

@jossystephan Just invested 1.5 l in ppf 10 mins back. Feels good man