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  1. G

    Anyone else seeing 4.2% interest on EUR? Is this a mistake?

    @lisek Where do you get the USD rate?
  2. G

    ETF as an insurance product to avoid capital gains taxes?

    @blessedheart Let me try to illustrate it to you in a case where in 30 years the market returns exactly 0%. You start with 100,000. In 5 years of 8% fees you are down to 66,942 in the next 25 of 2% you are down to 40,585. In case of a cheapest ETF 0.03% I could find if you start with 100,000 you...
  3. G

    ETF as an insurance product to avoid capital gains taxes?

    @blessedheart Bank fees are compounding where as capital gains are paid once at the end (and pro rated to what you actually use).
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