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@paullivesgaussabides Tru that’s definitely something I will consider for sure. And I definitely will pay it off before the 0% expires.

Recently bought a couch and put it on my chase card that’s 0% until Oct 2024. Approximately 3000$, should I just pay it all off or let it sit? I have 8k cash currently making 4.5% in Sofi HYSA. Only reason I’m debating on paying it off is because my credit score tanked 60 points just because of...