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@hazelhope I'm curious what's your salary as a fresh grad to save 80%. Is it 3-4k starting?

@hazelhope So does that mean it doesn't make a difference if one starts getting a medical card at 28 vs at 23? Or will the one who starts at 23 will have a lower premium when he turns 28 compared to the one who starts at 28?

@hazelhope I think better put the emergency fund in a money market account like Stashaway simple instead of FD. FD has a lock up period that will penalize when you have an emergency.

@cadie True. But buying a broad market index fund or ETF is a strategy that everyone can do and can almost never go wrong long term. Cryptos and penny stocks, even the veteran investors still have something bad to say about them.

@cadie Well it depends what you mean by 'high risk' and 'ride it out'. For those who believe in cryptos, they believe a 90% drop will eventually be back up to previous highs. But some don't believe that. Some penny stocks or small company stocks won't recover from a huge hit. So I think he has a...

@neobondjames No monthly fee, only minimum USD 1.5 per trade. If any other broker can offer better than these (plus fractional shares), I will definitely switch.

@setst777 If it's not better than IBKR/TSG Global,what's the point?

@iseymour Wiring money to webull is expensive isn't it