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@pauline56 Agreed, strange you were the only comment that noticed this. 7.25% for the next 10 years doesn't seem like a reasonable assumption. I'm pretty dubious about 8% return on shares, too.

I don't want to seem to negative, I have to commend OP for running the numbers instead of making an emotional decision. I'd also advise them to be very careful with their assumptions though as this calculation is very sensitive to the interest rate.

@resjudicata I think you might be right actually

@patib The first scenario has way more money sunk into it which is why the net worth is higher even though the return is lower. There's no mistake in that aspect of the analysis but take the endpoint of this analysis as the start point of a second one. From 0-10y renting comes out ahead but from...