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@arsenios it's based on actual sales not what it was listed for. And if those listing are from dealerships they are not going to give you dealership price. Think more along the lines of what the dealership paid for it then what they are selling it for.

@joshdapasta D&F stands for Dwelling Fire. It is essentially homeowners insurance for a home that you do not live in. Used for rental properties and vacant properties. Rental is determined by having a tenant. A tenant is anyone not on the title of the home living there. This includes family...

@seena well now you know you need a cap on your chimney lol. I have not seen a home policy form that covers rodents/pests. Reason why is it is considered home maintenance to keep your home clear of those.

@historia I know a lot of people start off doing P&C and specifically personal lines to kind of get the lay of the land and then move into commercial later. The other route is Life insurance. Really not too complicated of a game i just hate the conversations and a lot of agents use hard sell...

@historia not health unless you want to do only health and deal with a lot of dumb people. Especially older people because they are the ones not on company health plans. UNLESS you are doing group plans but that's hard to start out in and most people with no experience fail out of the industry...