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  1. S

    Want to get an understanding of where I can improve with my budgeting

    @allspiceberry143 Maybe you could divert a portion of the RD amount/keep aside some amount to invest in SGBs for diversification purposes. But overall good job OP!
  2. S

    Help in debt consolidation 31M

    @iamlookingforanswers Hi OP, I had availed a personal loan at 10.99% from HSBC some years back. 18% is extremely high, so taking one consolidated loan at 10-12% for 5 years, will definitely bring some relief. Do check pre-payment terms though to avoid paying extra during loan closures.
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